Does American Home Shield Cover Garage Doors? Explained

American Home Shield is a popular home warranty company that offers coverage for a variety of home systems and appliances. One common question that homeowners may have is whether American Home Shield covers garage doors.

The answer to this question is not straightforward and depends on the specific details of the coverage plan.

While American Home Shield does cover some aspects of garage doors, such as the garage door opener, it does not cover the door itself or its various components, such as the tracks or springs.

This means that if a homeowner experiences issues with their garage door, they may need to pay for repairs or replacement out of pocket. It is important for homeowners to carefully review their coverage plan and understand what is and is not covered when it comes to their garage door.

Overall, American Home Shield can be a valuable resource for homeowners looking to protect their home systems and appliances from unexpected breakdowns.

However, it is important to understand the limitations of the coverage and what is specifically included in the plan. Homeowners should carefully review their contract and ask any questions they may have about coverage before signing up for a plan.

Understanding Home Warranty Coverage

does american home shield cover garage doors

What Is a Home Warranty?

A home warranty plan is a service contract that covers the repair or replacement of home systems and appliances when they break down due to normal wear and tear, undetectable pre-existing conditions, or lack of maintenance.

Home warranty plans are designed to give homeowners peace of mind by providing protection against unexpected repair costs.

American Home Shield Plans

American Home Shield is a leading provider of home warranty plans in the United States. They offer three different plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Each plan covers a different set of home systems and appliances, with ShieldPlatinum offering the most comprehensive coverage.

Coverage Limits and Service Fees

Home warranty plans have coverage limits and service fees that vary depending on the plan and the provider. American Home Shield has a $75-$125 service fee per claim, depending on the plan.

Coverage limits may also apply, which means that the plan will only cover repairs or replacements up to a certain dollar amount.

It is important to review the terms and conditions of a home warranty plan carefully to understand what is covered, what is not covered, and what the service fee and coverage limits are.

Homeowners should also consider the age and condition of their home systems and appliances when deciding whether to purchase a home warranty plan.

In summary, a home warranty plan is a service contract that provides protection against unexpected repair costs for home systems and appliances. American Home Shield offers three different plans with varying levels of coverage, and coverage limits and service fees may apply.

Homeowners should review the terms and conditions of a home warranty plan carefully to understand what is covered and what the costs are.

Garage Door Coverage

Are Garage Doors Covered?

American Home Shield is a popular home warranty provider that offers coverage for a wide range of appliances and systems in your home. However, when it comes to garage doors, the coverage is limited.

American Home Shield does not cover garage doors, the tracks they run on, or the springs that work to raise and lower them. This means that if your garage door needs repair or replacement, you will have to pay for it out of pocket.

Garage Door Openers

While American Home Shield does not cover garage doors themselves, they do offer coverage for garage door openers.

This includes the mechanical device that lifts and closes the garage door. If your garage door opener malfunctions, you can simply call American Home Shield to have it repaired or replaced.

Limits and Exclusions

It is important to note that American Home Shield’s coverage for garage door openers is subject to certain limits and exclusions. For example, if the garage door opener is damaged due to misuse or neglect, the repair or replacement may not be covered.

Additionally, if the garage door opener is part of a larger system, such as a smart home system, the coverage may be limited.

Overall, American Home Shield’s coverage for garage doors is limited, and it is important to carefully review the terms and conditions of your home warranty policy to understand what is covered and what is not.

If you have any questions about your coverage or need to file a claim, you can contact American Home Shield’s customer service team for assistance.

Claims and Repairs

does american home shield cover garage door openers

American Home Shield offers coverage for garage doors under its home warranty plans. Here are some important things to know about filing a claim and getting your garage door repaired or replaced.

Filing a Service Request

To file a service request, you can either call American Home Shield or submit a request online through their website.

You will need to provide information about the problem with your garage door, including any error codes or symptoms you have noticed. After submitting your request, American Home Shield will assign a service provider to come to your home and assess the problem.

Repair vs. Replacement

Whether your garage door will be repaired or replaced will depend on the nature and severity of the problem. If the issue can be fixed with a simple repair, such as replacing a broken spring or cable, then the service provider will likely perform the repair.

However, if the garage door is beyond repair, then American Home Shield will cover the cost of a replacement door.

Service Provider Network

American Home Shield has a network of qualified service providers who are available to perform repairs and replacements on your garage door.

These service providers are pre-screened and vetted by American Home Shield to ensure that they are licensed and insured and can provide quality service.

When you file a service request, American Home Shield will assign a service provider from their network to come to your home and assess the problem.

It is important to note that American Home Shield does not cover pre-existing conditions or problems that were caused by improper maintenance.

Therefore, it is important to keep a record of any maintenance or repairs that have been performed on your garage door, as this can help to ensure that your claim is covered.

Cost Considerations

When it comes to garage door repairs and replacements, cost is a major consideration. Home warranties, such as American Home Shield, may cover certain aspects of the garage door system, but it’s important to understand the limitations of coverage and consider the potential costs involved.

Understanding Costs

Garage door repairs can range from simple fixes, such as replacing a broken spring or sensor, to more complex issues, such as motor or track replacement.

Labor costs can also vary depending on the complexity of the repair and the location of the garage. It’s important to understand the potential costs involved before making any decisions.

Saving on Maintenance

One way to potentially save on garage door repair costs is by properly maintaining the system. Regular lubrication and cleaning can help prevent wear and tear on the components, and catching small issues early can prevent larger, more costly repairs down the line.

Homeowners can also potentially save on labor costs by performing some basic maintenance tasks themselves.

Replacement Costs

If a garage door needs to be replaced, the costs can vary depending on the type of door, materials used, and labor involved. Home warranties may cover some aspects of garage door replacement, but it’s important to understand the limitations of coverage and consider potential out-of-pocket expenses.

In conclusion, while American Home Shield may cover certain aspects of garage door repairs and replacements, it’s important for homeowners to understand the potential costs involved and consider proper maintenance to potentially save on repair costs.

Additional Home Systems and Appliances

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American Home Shield offers coverage for a wide range of home systems and appliances. Here are some of the major categories that are covered under their plans.

Major Home Systems

American Home Shield covers major home systems such as air conditioning, heating, plumbing, and electrical systems. These systems are essential for the comfort and safety of your home, and they can be expensive to repair or replace.

With an American Home Shield plan, you can have peace of mind knowing that you’re covered in case of a breakdown.

Home Appliances

Home appliances are another major category covered by American Home Shield. This includes appliances such as refrigerators, ovens, dishwashers, and washing machines.

If any of these appliances break down, American Home Shield will send a qualified technician to repair or replace them.

Electrical and Plumbing Systems

Electrical and plumbing systems are also covered under American Home Shield plans. This includes coverage for things like electrical panels, switches, and outlets, as well as plumbing pipes, faucets, and toilets.

If you experience any issues with your electrical or plumbing systems, American Home Shield will send a qualified technician to diagnose and repair the problem.

It’s important to note that while American Home Shield covers many home systems and appliances, they do not cover everything. For example, they do not cover garage doors, tracks, or springs.

Additionally, there may be limitations on coverage for certain items, such as replacement appliance coverage.

Overall, American Home Shield provides comprehensive coverage for a wide range of home systems and appliances. If you’re looking for peace of mind and protection against unexpected breakdowns, an American Home Shield plan may be a good choice for you.

Policy Limitations and Exclusions

American Home Shield provides coverage for major components of home systems and appliances that break down over time due to normal wear and tear, undetectable pre-existing conditions, or malfunctions due to rust or corrosion.

However, there are certain policy limitations and exclusions that homeowners should be aware of.

Normal Wear and Tear

American Home Shield covers damages caused by normal wear and tear, but only to a certain extent. The company will not cover damages that result from a lack of maintenance or improper use of the covered item.

For example, if a garage door breaks down due to rust or corrosion, the company will cover the repair or replacement costs. However, if the garage door breaks down due to a lack of maintenance, the policy will not cover the costs.

Undetectable Pre-Existing Conditions

American Home Shield covers damages caused by undetectable pre-existing conditions. However, the company will not cover damages caused by pre-existing conditions that were detectable at the time of the policy purchase.

For example, if a garage door breaks down due to a pre-existing condition that was not detectable at the time of the policy purchase, the company will cover the repair or replacement costs.

However, if the pre-existing condition was detectable at the time of the policy purchase, the policy will not cover the costs.

Non-Covered Items

American Home Shield policy does not cover certain items, including garage doors, garage door track assemblies, and garage door springs. Therefore, garage door repair and replacement costs are not included in their coverage.

Homeowners should refer to the plan agreement for coverage details, including service fees, limitations, and exclusions. Coverage limits and charges for non-covered items may apply.

It is important for homeowners to understand the policy limitations and exclusions of their American Home Shield policy to avoid any confusion or unexpected expenses.

To Sum Up

In summary, American Home Shield does not cover garage doors, the tracks they run on, or the springs that work to raise and lower them, according to their official website. Therefore, garage door or garage door spring repair and replacement costs are not included in their coverage.

However, American Home Shield does offer coverage for various other home systems and appliances, including but not limited to electrical systems, plumbing systems, HVAC systems, and kitchen appliances.

They have several plans to choose from, and their coverage options and pricing vary depending on the plan and location.

It is important to carefully review the terms and conditions of any home warranty plan before purchasing to ensure that it covers the specific systems and appliances that are important to the homeowner.

Additionally, it is recommended to compare multiple home warranty providers to find the best coverage and pricing for individual needs.

Overall, American Home Shield can be a good option for those looking for comprehensive home warranty coverage, but it is important to keep in mind that garage doors and related components are not covered under their plans.