Who Owns Home Title Lock: Exploring the Company’s Ownership

Home Title Lock is a company that provides home title fraud protection services to homeowners across the United States.

The company was founded in 2013 and has since become a leader in the industry, offering real-time monitoring and fraud alerts to help protect homeowners from cybercriminals both foreign and domestic.

However, many people are curious about who owns Home Title Lock and what their background is.

Understanding Home Title Lock

Home Title Lock is a service that provides homeowners with real-time monitoring and protection against title fraud. The service, which is owned by a private company, offers nationwide monitoring and fraud alerts with a Fraud and Resolution Division supervised by a retired FBI agent.

Title fraud, also known as deed theft, is a growing problem in the United States. It occurs when a criminal steals the title to a property, transfers the ownership to themselves, and then takes out a mortgage or sells the property. Homeowners are often unaware of the theft until they receive a notice of foreclosure or eviction.

Home Title Lock works by monitoring the title to a property 24/7 and alerting the homeowner if any changes are made to the title. The service also provides assistance with resolving any issues related to title fraud, including legal representation and reimbursement for any financial losses incurred.

It is important to note that Home Title Lock only provides protection against title fraud and does not offer identity theft protection or other related services. Homeowners who are interested in additional protection may need to consider other services such as LifeLock.

Overall, Home Title Lock is a legitimate service that can help homeowners protect their ownership and equity in their real estate. By providing real-time monitoring and fraud alerts, the service can help prevent title fraud and provide peace of mind to homeowners.

Who Owns Home Title Lock

Home Title Lock is a home title fraud detection service that helps homeowners protect their property from title fraud. The company was founded in 2013 by Mike Cox, a former law enforcement officer. Cox’s experience in law enforcement led him to recognize the growing problem of home title fraud and the need for a service that could help homeowners protect their property.

In 2018, Home Title Lock was acquired by a company called “Pango”. Pango is a global provider of digital security and privacy solutions. Pango owns several other cybersecurity products, including Hotspot Shield, Betternet, Ultra VPN, VPN 360, Identity Defense, Aura, Identity Guard, Intrusta, and RoboShield.

Pango is headquartered in Redwood City, California, and has offices in several other locations around the world. The company was founded in 2005 and has grown rapidly since then. In addition to Home Title Lock, Pango offers a range of other cybersecurity products and services, including virtual private networks (VPNs), identity theft protection, and antivirus software.

Overall, Home Title Lock is owned by Pango, a global provider of digital security and privacy solutions. The company was founded in 2005 and has grown rapidly since then. Home Title Lock was acquired by Pango in 2018, and it is now one of several cybersecurity products offered by the company.

How Home Title Lock Works

Home Title Lock is a monitoring service that helps protect homeowners from title fraud by providing real-time alerts and notifications. The service works by monitoring the title to a homeowner’s property 24/7, and alerting the homeowner of any suspicious activity.

Once a homeowner signs up for Home Title Lock, the service creates a virtual barrier around the title to the property. This barrier helps protect the title from cybercriminals both foreign and domestic. The service then monitors the title for any changes, and sends notifications to the homeowner if any suspicious activity is detected.

Home Title Lock provides homeowners with a dashboard that displays the status of their title, including any recent activity or changes. This dashboard allows homeowners to monitor the status of their title in real-time, and provides them with the peace of mind that their property is being protected.

In the event that title fraud is detected, Home Title Lock offers a Fraud and Resolution Division that is supervised by a retired FBI agent. This division helps homeowners resolve any issues related to title fraud, including working with law enforcement to investigate and prosecute cybercriminals.

Overall, Home Title Lock is a solution that provides homeowners with the peace of mind that their property is being monitored and protected. With its real-time home title monitoring, title protection, alerts, and dashboard, Home Title Lock is a reliable service that helps homeowners protect their most valuable asset.

The Cost of Home Title Lock

Home Title Lock is a subscription-based service that offers homeowners protection against title fraud. The service comes with a monthly or yearly fee, depending on the plan you choose.

The monthly plan costs $19.95 per month, while the yearly plan costs $199 per year. Both plans offer 24/7 monitoring of your home’s title, but the yearly plan also includes a dedicated title resolution agent and free custom analysis of your home title.

As part of your initial signup for an annual plan, Home Title Lock offers you a title report, which it calls a $100 value. However, it’s not clear what exactly the report contains, and customer service was not able to provide a clear answer.

It’s worth noting that some experts have questioned the value of Home Title Lock’s service. Clark Howard, a consumer expert, asked five real estate lawyers about the service, and they all said that paying a company to put a lock on your home’s title is a waste of money.

They suggested that homeowners can protect themselves against title fraud by regularly monitoring their home’s title and keeping their personal information secure.

Ultimately, the decision to use Home Title Lock or any other title protection service is up to the homeowner. It’s important to weigh the cost of the service against the potential risks of title fraud and to do your research before signing up for any subscription-based service.

Comparing Home Title Lock to Other Services

When it comes to protecting your home from title fraud, there are several options available. Home Title Lock is one of the services that offers 24/7 monitoring of your home’s deed to prevent title fraud. However, it’s important to compare Home Title Lock to other services to determine which one is right for you.

One popular option is LifeLock, which offers a range of identity theft protection services, including credit report monitoring, identity theft alerts, and more. While LifeLock does not offer home title monitoring like Home Title Lock, it does provide comprehensive protection against identity theft.

Other identity theft protection services, such as IdentityForce and Identity Guard, also offer credit report monitoring, identity theft alerts, and other features to help protect your identity. These services can be a good option for those who are looking for a more comprehensive approach to identity theft protection.

It’s also worth noting that you can monitor your credit report for free through the three major credit bureaus: Equifax, Experian, and TransUnion. By law, you are entitled to one free credit report from each bureau every year. Checking your credit report regularly can help you spot any suspicious activity and take action to protect your identity.

Another option is to place a fraud alert on your credit report. This alerts creditors to take extra steps to verify your identity before opening any new accounts in your name. While a fraud alert doesn’t prevent identity theft, it can make it more difficult for fraudsters to open new accounts in your name.

Ultimately, the best approach to protecting your home and your identity will depend on your individual needs and circumstances. Comparing the features and costs of different services can help you make an informed decision about which one is right for you.

Addressing Concerns and Scams

Home Title Lock is a legitimate company that provides title monitoring and protection services for homeowners. However, concerns have been raised about the effectiveness of their services and the legitimacy of their business practices. Homeowners should be aware of potential scams and take necessary precautions to protect their property.

One common concern is whether Home Title Lock is a scam. While there have been reports of scammers posing as Home Title Lock representatives and attempting to sell fraudulent services, the company itself is a legitimate business.

Homeowners should be cautious of unsolicited calls or emails claiming to be from Home Title Lock and should always verify the identity of the person or company before providing any personal information.

The Federal Trade Commission (FTC) and the FBI have also issued warnings about home title fraud and scams. The FTC recommends that homeowners regularly check their property records and bills for any unauthorized changes or charges. Homeowners can also place a fraud alert or freeze on their credit reports to prevent unauthorized access.

In addition, the FTC recommends that homeowners research any company offering title monitoring or protection services before signing up. Homeowners should check the company’s reputation with the Better Business Bureau and read reviews from other customers.

If a homeowner suspects that they have been a victim of home title fraud or a scam, they should contact their local law enforcement agency and file a report with the FTC. Homeowners should also contact their mortgage lender and title insurance company to alert them of any suspicious activity.

Overall, homeowners should be cautious of potential scams and take necessary precautions to protect their property. While Home Title Lock is a legitimate company, homeowners should always verify the identity of anyone claiming to be from the company and research any company offering title monitoring or protection services before signing up.

Additional Features of Home Title Lock

Home Title Lock offers more than just title fraud detection services. Here are some additional features that come with a Home Title Lock subscription:

Dark Web Monitoring

Home Title Lock provides dark web monitoring to keep an eye on your personal information. If your information is found on the dark web, you will be notified so you can take action to protect yourself.

Consumer Notification Service

If there is any activity on your home title, Home Title Lock will notify you immediately. This includes any changes to your mailing address or any new liens or mortgages on your property.

Mailing Address

Home Title Lock provides a mailing address that you can use for your property records. This ensures that any mail related to your property goes to Home Title Lock instead of your personal address.

Social Security Number

Home Title Lock monitors your social security number to make sure it’s not being used fraudulently. If there is any suspicious activity, you will be notified so you can take action to protect yourself.

Software

Home Title Lock uses advanced software to monitor your home title and personal information. This software is constantly updated to stay ahead of new threats.

Overall, Home Title Lock provides a comprehensive solution to protect your home title and personal information. With features like dark web monitoring, consumer notification service, a mailing address, social security number monitoring, and advanced software, you can have peace of mind knowing that Home Title Lock has your back.

The Legal Aspects of Home Title Lock

Home Title Lock is a service that provides protection against title fraud, a type of real estate fraud where someone steals the title to your home. While the service has received mixed reviews, it is important to understand the legal aspects of the service to determine if it is right for you.

A deed is a legal document that transfers ownership of a property from one person to another. When someone steals the title to your home, they essentially forge your signature on the deed and transfer ownership to themselves. This can be done without your knowledge, leaving you vulnerable to eviction and financial losses.

The property title is a legal document that proves ownership of a property. When a title is stolen, the thief can use it to take out loans or sell the property without your knowledge. This can result in liens being placed on your property and a damaged credit score.

Home Title Lock monitors your property record to detect any fraudulent activity, such as forged signatures or unauthorized transfers of ownership. If any suspicious activity is detected, the service alerts you and works with local law enforcement to resolve the issue.

It is important to note that Home Title Lock is not a substitute for title insurance. Title insurance is a policy that protects against losses due to defects in the title, such as liens or unpaid taxes. Home Title Lock, on the other hand, only detects and alerts you to potential title fraud.

In conclusion, while Home Title Lock can provide an added layer of protection against title fraud, it is important to understand that it is not a substitute for title insurance. It is also important to understand the legal aspects of property ownership and to work with a reputable recorder of deeds and title insurance company to ensure that your property is protected.

To Summarize

Home Title Lock is a cyber security product that helps protect homeowners from title fraud. The company is owned by WC SACD Holdings Inc., which also owns other cyber security products such as Hotspot Shield, Betternet, Ultra VPN, VPN 360, Identity Defense, Aura, Identity Guard, Intrusta and RoboShield.

WC SACD Holdings Inc. is a subsidiary of Pango, a company that specializes in online privacy and security solutions. Pango is headquartered in Silicon Valley and has offices in Europe and Asia.

Home Title Lock has gained popularity in recent years due to the rise in title fraud cases in the United States. The FBI reported losses totaling more than $5 billion in 2015 as a result of title and mortgage fraud. Home Title Lock offers 24/7 monitoring of a homeowner’s title and provides up to a quarter million dollars toward legal fees and reimbursement expenses to help restore the homeowner’s title.

In 2021, Home Title Lock announced a partnership with former House Speaker Newt Gingrich to help raise awareness about the risks of title fraud and the importance of protecting one’s home title.

Overall, Home Title Lock is a legitimate service that can help protect homeowners from title fraud. Its ownership by WC SACD Holdings Inc. and Pango provide additional credibility to the service.